About Annette
Your Benefits Specialist
With over 30 years of experience working with a variety of carriers to identify the most suitable solutions for my clients' needs, I specialize in the employee benefits field and am licensed as an agent in the voluntary benefits sector.
My primary goal is to offer financial security for families facing medical situations, legal matters through LegalShield, and legacy planning. I believe that education and clear communication are essential in presenting benefit options to ensure the successful implementation of any voluntary benefit plan.
I take pride in assisting individuals in understanding and maximizing the value of their benefits — because when life gets hard, the right coverage makes all the difference.
Trusted Partners
Carriers I Work With
I partner with industry-leading carriers to ensure you have access to the most comprehensive and appropriate coverage for your situation.
Got Questions?
Frequently Asked Questions
Voluntary benefits are optional insurance and financial protection products typically offered through your employer. They're employee-paid via payroll deductions, giving you access to group rates for coverage that supplements your standard health insurance and protects your family from unexpected costs.
Every family's needs are different. During our consultation, I take the time to understand your current coverage, financial goals, and personal circumstances. Together, we'll identify any gaps and build a plan that genuinely fits your life — not just a generic package.
LegalShield gives you affordable access to licensed attorneys for everyday legal needs — reviewing contracts, handling traffic matters, identity theft assistance, estate planning, and more. It's ideal for anyone who wants professional legal guidance without the high hourly rates of traditional law firms.
Absolutely not — my consultations are completely free and no-pressure. I believe everyone deserves clear, honest information about their options. Simply book a time on my calendar and we'll have a straightforward conversation about what's available and what makes sense for you.
